Flexible payment options

Choose the payment option that works best for you. Availability and eligibility may vary.

Klarna Flexible ways to pay
Clearpay Pay in 4 interest-free instalments
Shop Pay A faster checkout experience
Payl8r Spread the cost at checkout

Representation Example

Shown for an order valued at £400.00

Klarna

24 monthly payments

23 payments of £16.67, then a final payment of £16.59.

Clearpay

4 instalments of £100.00

The first instalment is normally collected at checkout, followed by three scheduled instalments.

Shop Pay

3 instalments

Two instalments of £133.33, then a final instalment of £133.34.

Payl8r

3 instalments

Two instalments of £133.33, then a final instalment of £133.34.

Examples are illustrative and do not reflect any interest or fees. Approval, availability, eligibility, payment timing and any applicable costs are subject to the provider's terms.

Important information about finance

About us: Home Store Living is a trading name of City Furniture Services Ltd, registered in England and Wales (company number 4425233), registered office 61 Shields Road, Byker, Newcastle upon Tyne, NE6 1DL. We are a credit broker, not a lender, and are authorised and regulated by the Financial Conduct Authority (FRN 953172). You can check our details on the FCA Register.

Who provides the finance: we introduce you to a limited number of finance providers, which are the payment options shown on this page and at checkout. We do not offer finance ourselves. We do not charge you for introducing you to a provider. We may receive a commission from a provider for the introduction, and this does not change the amount you pay.

Eligibility: finance is subject to status and affordability, and is only available to UK residents aged 18 or over. Terms and conditions apply. The provider will check your eligibility before offering you finance, which may include a credit check that could affect your credit score.

Costs and representative examples: some payment options are interest-free, and others may charge interest or fees. The provider will show you the full cost, including any representative APR, the total amount payable and your repayment schedule, before you agree. Please read these details carefully before you apply.

Borrow responsibly: only borrow what you can afford to repay. Missed or late payments may lead to fees, could affect your credit score and make it harder to get credit in future, and could cause you serious money problems. For free, impartial help with money and debt, visit MoneyHelper.

Your rights: buying with finance does not affect your rights to cancel or return an order, as set out in our Delivery & Returns Information and Terms & Conditions.

Complaints: if you have a complaint about our service or how we introduced you to a provider, please email customerservice@homestoreliving.co.uk. Complaints about a finance agreement should go to the provider. If you are not happy with the response, you may be able to refer your complaint to the Financial Ombudsman Service.