Snap Finance

We know buying something like a brand new sofa or bed can be a big commitment, so we’ve partnered with trusted credit company Snap Finance to help you split the cost when you shop with us in store.

No credit? No problem

You could be accepted even with little to no credit rating, or if you’ve been refused credit before.

How it works

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100 Days Interest Free

If you pay off your full Snap loan within 100 days, then there’s no interest. 0%

FAQs

Once I make my purchase, how long is my purchase agreement?

Once you make your purchase, your payments are spread over 12 months.

Can I still be approved if I have bad credit?

Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved. They specialise in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.

How do I apply for Snap! Finance?

We can help you apply using our computer once you’re in store, or you can call us on 01912657988 for help applying from home.

Can I have multiple finance loans at one time?

Currently, you can only have one Snap loan at a time.

What happens if I need to return my purchase?

Just follow our normal returns procedure. You can find details of this in our terms and conditions here.

If I’m approved and make a purchase, how much do I have to pay today?

Only your admin fee is due on your day of purchase. This is £25 by standard.

Is there a penalty for paying off early?

No, there is never a penalty for paying off early. In fact, if you pay off your full loan within 100 days, there’s 0% interest to pay.

Are there fees or interest with my Snap loan?

Yes, there’s an admin fee of £25, but only if you want to go through with your financing – applying is completely free. The amount of your loan charges, including interest, is made clear in your agreement before you commit. If you can pay off within 100 days, there’s no interest at all.

What are the requirements to apply for a Snap loan?

To apply for Snap Finance, you’ll need to:

  1. Be aged 18 years or older
  2. Have an active debit account
  3. Have a steady income of at least £1,000 month

How much could I borrow with Snap Finance?

With Snap Finance, you can split the cost on any order over £250 and under £2000.

Representative Example: Fee £25, Amount of Credit/Cost of Goods £500, Annual Interest Rate 98.55%, Monthly Payment £67.08, Term 12 months, Total Payable £790.56,Representative APR 172.3%.

I got a matching diamanté mirror and lamp. Was gonna pay full amount until the lovely lady who worked there got me some finance on it. Got my delivery on time, lovely people who work there and great products for only £13 a week. WOW!

Chelsea

Customer

Can't get to us?

You can pay with finance online too, with interest-free DivideBuy credit

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