Fast, friendly furniture finance

We know buying something like a brand new sofa or bed can be a big commitment, so we’ve partnered with our friends Snap! Finance to help you pay in easy affordable instalments that work for you.
Apply Now

No credit? No problem!

Snap! could help even if you’ve been refused credit in the past
Just because you’ve been refused credit before or haven’t got a ‘perfect credit score’, doesn’t mean Snap! can’t approve you. Up to 80% of people get accepted.

How it works

Get the furniture you want, when you want it, and pay it off over 12 months

Visit Us

Take a look around our shop in person and decide what you’d like to buy


Just ask, and we’ll help you apply in store. Or you can apply online beforehand


You’ll get to know instantly whether or not your application was successful


Get your items straight away, and pay it off over the year

60 Days Interest Free

Get rewarded when you pay off early
If you can pay off the full amount of your Snap! loan within 2 months, then there’s no interest to pay. 0%. Zip. Nada.

Frequently Asked Questions

Get quick answers to our most common queries
Once I make my purchase, how long is my purchase agreement?
Once you make your purchase, your payments are spread over 12 months.
Can I still be approved if I have bad credit?
Absolutely! Snap! Finance uses a proprietary approval process that gives you the best chance of being approved. They specialise in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.
How do I apply for Snap! Finance?
We can help you apply using our computer once you’re in store, or you can apply online beforehand. Either way, you’ll get an answer in seconds!
Can I have multiple finance loans at one time?
Currently, you can only have one Snap! loan at a time.
What happens if I need to return my purchase?
Just follow our normal returns procedure. You can find details of this here.
If I’m approved and make a purchase, how much do I have to pay today?
Only your admin fee is due on your day of purchase. This is £25 by standard.
Is there a penalty for paying off early?
No, there is never a penalty for paying off early.
Are there fees or interest with my Snap! Finance loan?
Yes, there’s an admin fee of £25, but only if you want to go through with your financing – applying is completely free. The amount of your loan charges, including interest, are made clear in your agreement before you commit. If you can pay off within 60 days, there’s no interest at all.
What are the requirements to apply for a Snap! Finance loan?
It’s easy! We ask three simple questions.

  1. Are you 18 years old or older?
  2. Do you have an active debit account?
  3. Do you have a steady income of at least £1,000 month?

If you can answer yes to these questions, you’re eligible to apply for financing with Snap!

How much could I borrow from Snap! Finance?
You could be accepted for up to £2000 credit with Snap! Finance

Our Customers Say

Here’s what our customers have to say about paying with Snap! Finance
I got a matching diamanté mirror and lamp. Was gonna pay full amount until the lovely lady who worked there got me some finance on it. Got my delivery on time, lovely people who work there and great products for only £13 a week. WOW! Chelsea

Can’t pay today? That’s okay.

Split the cost with Snap! Finance

Representative Example: Fee £25, Amount of Credit/Cost of Goods £500, Annual Interest Rate 98.55%, Monthly Payment £67.08, Term 12 months, Total Payable £790.56,Representative APR 172.3%.