Apply for Snap Finance

Your big dreams deserve a little credit. If you’ve fallen in love with one of our sofas but the budget just won’t stretch – or if you’ve just moved in and you wanna get your big transformation underway now, we can help you!

We’ve partnered with trusted credit provider to bring you a super easy credit payment option, that gives up to 15 months to pay at your own pace.

how does it work?

Applying for Snap Finance with us couldn’t be easier! We’ve cut it down to three easy steps:


Visit our Byker showroom and one of our friendly team will help you through your application, or, just tap here to apply online!


If you’re in store, take a look around – there’s so much to see! Or, check out our Facebook or Instagram for some inspiration. Then just let us know what you’d like to order.


We’ll only need a £15 deposit, and you won’t pay a penny until your items have been delivered. After that your order will be paid via automatic weekly, bi-weekly or monthly direct debits. No worries.

I got a matching diamanté mirror and lamp. Was gonna pay full amount until the lovely lady who worked there got me some finance on it. Got my delivery on time, lovely people who work there and great products for only £13 a week. WOW!



wanna pay off early? try Hello15

It’s new way to pay with Snap Finance. Take 15 months credit and if you pay fully in 15 weeks, you won’t pay any interest! And if life happens, you can just continue with your minimum payments over the full 15 months. Just ask for Hello15 when you check out with Snap Finance.


How do I apply for Snap Finance?

We can help you apply using our computer once you’re in store, or simply tap here to apply online.

What are the requirements to apply for a Snap loan?

To apply for Snap Finance, you’ll need to:

  1. Be a UK resident aged 18 years or older
  2. Have a steady income of at least £200 a week
  3. Have an active current account that can accept direct debits
  4. Hold a valid debit or credit card

Can I still be approved if I have bad credit?

Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved. They specialise in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.

If I’m approved and make a purchase, how much do I have to pay today?

You’ll only pay a £15 deposit, and nothing else until your items arrive.

Are there fees or interest with my Snap Finance loan?

You’ll only pay a £15 deposit for your order, and nothing else until your items arrive. The amount you’ll pay back, including interest, is made clear in your agreement before you accept. And of course with Hello15, you’ll pay no interest if you settle your loan in 15 weeks.

Can I have multiple Snap Finance loans at one time?

Currently, you can only have one Snap Finance loan at a time.

Once I make my purchase, how long is my purchase agreement?

Your payment period is 15 months but if you pay off in 15 weeks with Hello15, you’ll pay no interest.

Is there a penalty for paying off early?

No, there is never a penalty for paying off early. In fact, with Hello15, you’ll pay no interest if you settle your loan in 15 weeks!

How much could I borrow with Snap Finance?

With Snap Finance, you can split the cost on any order over £250 and under £2000.

the legal stuff

Representative Example: Amount of Credit/Cost of Goods £800, Annual Interest Rate 69.97%, Weekly Payment £21.47, Term 52 weeks, Total Payable £1116.13.
Representative APR 99.9%