We know buying something like a brand new sofa or bed can be a big commitment, and even if you can pay for a product all in one go, sometimes you’d just prefer to spread the cost. That’s why we’ve partnered with trusted credit company Snap Finance to make weekly and monthly payments easy!
Apply For Snap Finance
How It Works
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Once I make my purchase, how long is my purchase agreement?
Your payment period is 12 months but if you pay off in 12 weeks with Hello12, you’ll pay no interest.
Can I still be approved if I have bad credit?
Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved. They specialise in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.
How do I apply for Snap! Finance?
We can help you apply using our computer once you’re in store, or you can tap our link to apply from home – https://bit.ly/apply-for-finance
Can I have multiple finance loans at one time?
Currently, you can only have one Snap loan at a time.
What happens if I need to return my purchase?
Just follow our normal returns procedure. You can find details of this in our terms and conditions here.
If I’m approved and make a purchase, how much do I have to pay today?
Only your admin fee is due on your day of purchase. This is £25 by standard.
Is there a penalty for paying off early?
No, there is never a penalty for paying off early. In fact, with Hello12, you’ll pay no interest if you settle your loan in 12 weeks!
Are there fees or interest with my Snap loan?
If you choose to pay with Snap Finance, we’ll take a £30 deposit for your order – but applying is completely free! The amount of your loan charges, including interest, is made clear in your agreement before you commit. And of course with Hello12, you’ll pay no interest if you settle your loan in 12 weeks.
What are the requirements to apply for a Snap loan?
To apply for Snap Finance, you’ll need to:
- Be a UK resident aged 18 years or older
- Have a steady income of at least £200 a week
- Have an active current account that can accept direct debits
- Hold a valid debit or credit card
How much could I borrow with Snap Finance?
With Snap Finance, you can split the cost on any order over £250 and under £2000.