Apply for Snap Finance

Who are Snap Finance?

We’ve partnered with Snap Finance to give you a flexible payment option called hello15 that suits all types of customers. Snap have the ability to approve a much wider range of customers while still offering those customers the chance pay off their loan early and pay no interest.

What is hello15?

Take 15 months credit and, if you settle in 15 weeks, you won’t be charged any interest.

If life happens, you can just continue with your minimum payments over the full 15 months.

Am I Eligible?

  • UK resident aged 18 or over
  • Weekly income of £200 or more
  • Active current account that accepts Direct Debits
  • Valid debit or credit card

See how much you could be approved for

How does it work?

The application is simple, and only takes 5 minutes. It’s all done online, and you get to know if you’re accepted instantly. (If you do need any help though just let us know!)

Once you’re approved feel free to take a look around our website and social media, or visit us in store, and let us know the items you’d like to order.

When we’ve finalised your order, you can choose to pay weekly, fortnightly or monthly over 15 months (65 weeks) through our finance partner Snap Finance.

We’ll deliver all in stock items from your order straight away, and you just make your agreed payments automatically via Direct Debit.

I got a matching diamanté mirror and lamp. Was gonna pay full amount until the lovely lady who worked there got me some finance on it. Got my delivery on time, lovely people who work there and great products for only £13 a week. WOW!

Chelsea, customer

FAQs

How do I apply for Snap Finance?

We can help you apply using our computer once you’re in store, or simply tap here to apply online.

What are the requirements to apply for a Snap loan?

To apply for Snap Finance, you’ll need to:
Be a UK resident aged 18 years or older
Have a steady income of at least £200 a week
Have an active current account that can accept direct debits
Hold a valid debit or credit card

Can I still be approved if I have bad credit?

Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved. They specialise in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.

If I’m approved and make a purchase, how much do I pay today?

You’ll only pay a £15 deposit, and nothing else until your items arrive.

Are there any fees or interest with a Snap Finance loan?

You’ll only pay a £15 deposit for your order, and nothing else until your items arrive. The amount you’ll pay back, including interest, is made clear in your agreement before you accept. And of course with Hello15, you’ll pay no interest if you settle your loan in 15 weeks.

Can I have multiple Snap Finance loans at once?

Currently, you can only have one Snap Finance loan at a time.

Once I make a purchase, how long is my purchase agreement?

Your payment period is 15 months but if you pay off in 15 weeks with Hello15, you’ll pay no interest.

Is there a penalty for paying off early?

No, there is never a penalty for paying off early. In fact, with Hello15, you’ll pay no interest if you settle your loan in 15 weeks!

How much could I borrow with Snap Finance?

With Snap Finance, you can split the cost on any order over £250 and under £2250.

Representative Example: Cost of Goods £915, Amount of Credit £900, Annual Interest Rate 69.75% Fixed, Weekly Payment £21.03, Term 65 Weeks, Total Payable £1381.95, Representative APR 99.9%.