Apply For Snap Finance

We know buying something like a brand new sofa or bed can be a big commitment, and even if you can pay for a product all in one go, sometimes you’d just prefer to spread the cost. That’s why we’ve partnered with trusted credit company Snap Finance to make weekly and monthly payments easy!

Say Hello to

It’s new way to pay with Snap Finance. Take 12 months credit and if you pay fully in 12 weeks, you won’t pay any interest! And if life happens, you can just continue with your minimum payments over the full 12 months. Just ask for Hello12 when you check out with Snap Finance in store.

How It Works

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I got a matching diamanté mirror and lamp. Was gonna pay full amount until the lovely lady who worked there got me some finance on it. Got my delivery on time, lovely people who work there and great products for only £13 a week. WOW!




Once I make my purchase, how long is my purchase agreement?

Your payment period is 12 months but if you pay off in 12 weeks with Hello12, you’ll pay no interest.

Can I still be approved if I have bad credit?

Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved. They specialise in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.

How do I apply for Snap! Finance?

We can help you apply using our computer once you’re in store, or you can tap our link to apply from home –

Can I have multiple finance loans at one time?

Currently, you can only have one Snap loan at a time.

What happens if I need to return my purchase?

Just follow our normal returns procedure. You can find details of this in our terms and conditions here.

If I’m approved and make a purchase, how much do I have to pay today?

Only your admin fee is due on your day of purchase. This is £25 by standard.

Is there a penalty for paying off early?

No, there is never a penalty for paying off early. In fact, with Hello12, you’ll pay no interest if you settle your loan in 12 weeks!

Are there fees or interest with my Snap loan?

If you choose to pay with Snap Finance, we’ll take a £30 deposit for your order – but applying is completely free! The amount of your loan charges, including interest, is made clear in your agreement before you commit. And of course with Hello12, you’ll pay no interest if you settle your loan in 12 weeks.

What are the requirements to apply for a Snap loan?

To apply for Snap Finance, you’ll need to:

  1. Be a UK resident aged 18 years or older
  2. Have a steady income of at least £200 a week
  3. Have an active current account that can accept direct debits
  4. Hold a valid debit or credit card

How much could I borrow with Snap Finance?

With Snap Finance, you can split the cost on any order over £250 and under £2000.

Representative Example: Amount of Credit/Cost of Goods £800, Annual Interest Rate 69.97%, Weekly Payment £21.47, Term 52 weeks, Total Payable £1116.13, Representative APR 99.9%