Interest-free Finance

Spread the cost with Interest-free Finance

At Home Store Living, we’ve made it our mission to make your dream home not only a reality, but an affordable one too! That’s why we’ve partnered with a new finance provider that lets you spread the cost of your favourite glam furniture and decor with 0% Interest-free Finance. That means if payday is just around the corner but your purchase can’t wait, you can order today and spend less time waiting and more time transforming your home.

Spend between £200 – £1,000 on selected products or services at Home Store Living, pay as little as 1/12th now and spread the remaining balance equally over up to 12 months with interest free payments and no fees. So long as you have a UK-registered debit card with sufficient funds to cover the initial deposit, you can take advantage of the scheme. Subject to status. Minimum spend applies*

Up to 12 months Interest Free Finance (0% Typical APR) – minimum 1/12th deposit

4-Payment: 25% today, then 3 further monthly payments

6-Payment: 1/6 today, then 5 further monthly payments

10-Payment: 10% today, then 9 equal monthly payments

12-Payment: 12 equal monthly payments, starting today

How it works

You pay a minimum 1/12th of the order total on your debit card. Then equal payments will be taken monthly from your debit card until the balance is settled. Payments made via 0% Finance are interest-free and there are no fees attached.

  • 90%+ Acceptance Rate
  • No Interest and No Hidden Fees
  • Glam furniture from £10 a week
  • Pay only your initial deposit today
  • Get your delivery before paying in full
PaymentMonthExample Order
Example Order
Initial deposit1st March£45£80
First payment1st April£45£80
Second payment1st May£45£80
Third payment1st June£45£80
Example based on a 12 month payment term, and would continue over the 12 months until the balance is paid

Available across all of our official designer brands

It’s simple to do

The 0% Interest-free Finance is easy to arrange, and can be done in store or over the phone with us.

  • Pop in store to choose your items, or find something gorgeous on our website as normal
  • Ask a member of shop staff about 0% Interest-free Finance or call us on 0191 265 7988
  • With your permission we’ll begin the application with you, and you’ll be asked to fill in some details such as your full name, email address, mobile phone number, current address, loan amount (usually your order total) and a monthly payment plan term ranging from 4 months to 12 months.
  • The finance provider will then send you a link to complete your payment and ‘eSign’ your agreement online. This will be sent via either sms, email or both. Please have the following to hand:
    1. Previous address if you’ve moved in the last three years
      (We can only deliver your order to the address that has been used to apply for 0% Interest-free finance. Purchases via 0% Interest-free finance can’t be delivered to an alternative address)
    2. Bank details including account number and sort code
    3. Email address and contact telephone number
    4. Employment and income information
  • Once accepted, you’ll receive a confirmation email within 24 hours.
  • Please remember that any finance offer is subject to acceptance. Should, for whatever reason, your application be unsuccessful we will get in touch and chat through alternative ways to place your order for you.

Are there any restrictions?

To make sure that 0% Interest-free Finance is right for you, there are some restrictions in place:

  • You must be 18 years of age or over
  • You must have a UK-registered debit card with sufficient funds to cover the initial deposit
  • The furniture must be delivered to your home address used on your application

Request a callback with more information

Need a hand?

If you’d like someone to help out with your application, just call our Customer Service Team who’ll be happy to lend a hand.

0191 265 7988 (Lines are open: Monday – Saturday: 9am – 5pm)

*Home Store Living is not a lender and acts only as an introducer. Please spend responsibly. Finance subject to status. First payment required as deposit. Credit check required on purchases over £1000. Guarantees/indemnities may be required. UK only. 18+. TS and C’s apply.*