Interest Free Credit

We know budget can often be the most stressful thing when choosing new furniture for your home, so we’ve partnered with trusted credit company DivideBuy to help you split the cost when you shop with us online.

Don’t worry, with DivideBuy credit there’s no sneaky hidden fees, and no interest to pay. Not ever.

How to apply

Applying takes just 60 seconds, with no messy paperwork and a 96% approval rate.

1

Add all the things you love to your basket and, when you’re ready, tap ‘view basket’ or ‘checkout’.

2

If your total is £250+, congratulations, you’re eligible to apply for DivideBuy credit. From your basket just tap the DivideBuy button, or select DivideBuy at the checkout to get started.

3

DivideBuy will guide you through creating an account if you don’t already have one. From there, you’ll just need to answer a few financial questions to see if DivideBuy is right for you.

4

If your application is successful, you’ll make your first payment once you accept your agreement. After that, you’ll pay your agreed monthly debits until the end of your credit term. You’ll receive your delivery once your total is fully paid off.

FAQs

What do I need to apply?

  • You need to be aged between 18 and 75
  • You’ll need to be a permanent UK resident and have lived at your address for over a year
  • You’ll need a valid debit or credit card
  • You’ll need a valid UK telephone number

Is there a credit check?

As a responsible lender, DivideBuy only wants you to borrow what you can afford, so whether or not you’re accepted will depend on a credit check. DivideBuy, uses a third-party agency to conduct a check of your financial past. This unique DivideBuy algorithm uses this info, along with the details you’ve given them, to see if you’re able to afford your repayments.

Do I have to pay a deposit?

In some cases, you might have to pay a deposit based on a combination of your credit score, what you’ve ordered, and how many months you’re paying over. If applicable, DivideBuy will make this clear to you during your application.

Are there any additional fees?

DivideBuy credit is completely interest free with a 0% APR and no setup or admin charges. DivideBuy do however reserve the right to charge late payment fees to your account in the event that you miss any payments. Don’t worry, this will be explained in your agreement.

When do I pay my first instalment?

You’ll be required to pay your first instalment when you complete your order.

What if I want to pay off early?

That’s absolutely fine. You can pay off your account’s remaining balance at any time with no additional charges or fees. To do this, simply log into your DivideBuy account, or call their Customer Service Team on 0800 085 0885.

What our customers say

I got a matching diamanté mirror and lamp
Was gonna pay full amount until the lovely lady who worked there got me some finance on it. Got my delivery on time, lovely people who work there and great products for only £13 a week. WOW!

Chelsea

Customer